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The Dollars & Sense Blog

Real conversations about money, life, and what matters to your bottom line.

May 13, 2026

When the Money Just Isn’t Enough

Gas or groceries. Rent or the electric bill. How to protect what you have when everything costs too much.

May 15, 2026

The Economy Is Working Great — Just Not for You

The Fed confirmed what your bank account already knew. Here’s what the K-shaped economy means at your kitchen table.

May 19, 2026

Grandma’s $20

She sent a birthday card with a crisp bill every year. She didn’t have it to spare. She spared it anyway.

May 26, 2026

It’s Not You. Everything Costs More.

Groceries up 30%. Fast food up 40%. This isn’t a willpower problem.

June 2, 2026

The Grocery Deep Dive

Where the money actually goes when you walk through those doors.

June 9, 2026

I Built a Budgeting App That Doesn’t Connect to Your Bank

The origin story. Why localStorage? Why no cloud? Why this approach at all?

June 16, 2026

Who Else Sneaks Candy Into the Movies?

The dollar store stop. The oversized purse. The popcorn-only purchase at the counter. If you know, you know.

June 23, 2026

Beyond the Gas App

You already found the cheapest station. Here is how to make every gallon go even further.

June 30, 2026

The Summer Squeeze

Every June, the same thing happens to your budget. Here is why, and here is what you are actually dealing with.

July 14, 2026

Hot Flash and Little Cash

Nobody prepares you for perimenopause. And nobody tells you how much you are going to spend trying to figure it out.

July 7, 2026

Single Income, You ARE the Safety Net

When there is no one to call, the plan you build for yourself is the only thing between you and the unexpected.

July 21, 2026

The Real Back-to-School List

The headline says $886. The receipt says something else entirely.

July 28, 2026

The Canary in the Coal Mine

There is an economic signal that has predicted every major downturn for decades. It just went off again.

August 4, 2026

Gig Work Isn’t a Side Hustle Anymore

When the extra job is the thing keeping you afloat, it is not extra. It is essential.

August 11, 2026

6 Kids, an Ice Cream Cake, and Lots of Imagination

The best birthday party I ever had cost almost nothing. I remember every minute of it.

August 18, 2026

It’s Never Too Late to Look at Your Numbers

Wherever you are right now is a valid starting point. But you have to know where you are.

August 25, 2026

Why Is My Light Bill So High?

You did not start using more electricity. Something else did. And you are paying for it.

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