Start where you are. Build from here. A private, judgment-free budget tool that lives on your phone, laptop, or tablet. No bank connections. No account required. Just you and your numbers.
Income, expenses, savings, debt, and how it all connects. One place, on your terms, at your pace.
Set what you plan to spend, then track what actually happens. No guilt. Just the real numbers so you can adjust next month.
Your spending breakdown, savings progress, and financial insights. Not just charts for the sake of charts.
See every bill due this month at a glance. Mark them paid as you go. A cash flow view shows what is coming and when.
Quick entries for what you spent today. It adds up automatically and feeds into your monthly view. No manual math.
Your budget lives on your device. No bank login required. No account to create. Your numbers stay with you.
See your payoff timeline with snowball or avalanche methods. Two paths, no wrong choice. The best method is the one you will stick with.
See where you stand and what your current savings rate could look like over time. Not financial advice. Just your numbers, projected forward.
Assets minus liabilities in one clear view. Track how your full financial picture changes over time.
Download your budget as a JSON file to back up or move between devices. Save it anywhere you want. Export to Excel for a clean, static snapshot.
No judgment. No jargon. Just a clean space to see what you have, what you owe, and what you want to do about it.
Your budget data stays on your device in your browser's local storage. No servers. No databases. No account to create. We built it this way because your financial life is not our business to store.
Track planned spending vs. actual spending. Not to punish yourself. Just to see the real picture so you can make better decisions next month.
No push notifications. No streaks to maintain. No gamification. Your budget will be right here whenever you come back to it.
One-time payment. No subscriptions. No monthly fees.
We built it this way on purpose. Your income, expenses, savings goals, debt payoff plans: all of it lives in your browser's local storage. We do not have a database with your financial information. We never will.
Real conversations about money, life, and what matters to your bottom line.