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<title>The Holiday Season Credit Creep</title>
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<pubDate>Tue, 06 Oct 2026 06:00:00 -0400</pubDate>
<description>Americans already owe $1.26 trillion on credit cards, and the holidays have not even started.</description>
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<title>Why Is My Light Bill So High?</title>
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<pubDate>Tue, 25 Aug 2026 06:00:00 -0400</pubDate>
<description>You did not start using more electricity. Something else did. And you are paying for it.</description>
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<title>It’s Never Too Late to Look at Your Numbers</title>
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<pubDate>Tue, 18 Aug 2026 06:00:00 -0400</pubDate>
<description>Wherever you are right now is a valid starting point. But you have to know where you are.</description>
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<title>6 Kids, an Ice Cream Cake, and Lots of Imagination</title>
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<pubDate>Tue, 11 Aug 2026 06:00:00 -0400</pubDate>
<description>The best birthday party I ever had cost almost nothing. I remember every minute of it.</description>
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<title>Gig Work Isn’t a Side Hustle Anymore</title>
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<pubDate>Tue, 04 Aug 2026 06:00:00 -0400</pubDate>
<description>When the extra job is the thing keeping you afloat, it is not extra. It is essential.</description>
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<title>The Canary in the Coal Mine</title>
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<pubDate>Tue, 28 Jul 2026 06:00:00 -0400</pubDate>
<description>There is an economic signal that has predicted every major downturn for decades. It just went off again.</description>
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<title>The Real Back-to-School List</title>
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<pubDate>Tue, 21 Jul 2026 06:00:00 -0400</pubDate>
<description>The headline says $886. The receipt says something else entirely.</description>
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<title>Hot Flash and Little Cash</title>
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<pubDate>Tue, 14 Jul 2026 06:00:00 -0400</pubDate>
<description>Nobody prepares you for perimenopause. And nobody tells you how much you are going to spend trying to figure it out.</description>
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<title>Single Income, You ARE the Safety Net</title>
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<pubDate>Tue, 07 Jul 2026 06:00:00 -0400</pubDate>
<description>When there is no one to call, the plan you build for yourself is the only thing between you and the unexpected.</description>
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<title>The Summer Squeeze</title>
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<pubDate>Tue, 30 Jun 2026 06:00:00 -0400</pubDate>
<description>Every June, the same thing happens to your budget. Here is why, and here is what you are actually dealing with.</description>
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<title>Beyond the Gas App</title>
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<pubDate>Tue, 23 Jun 2026 06:00:00 -0400</pubDate>
<description>You already found the cheapest station. Here is how to make every gallon go even further.</description>
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<title>Who Else Sneaks Candy Into the Movies?</title>
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<pubDate>Tue, 16 Jun 2026 06:00:00 -0400</pubDate>
<description>The dollar store stop. The oversized purse. The popcorn-only purchase at the counter. If you know, you know.</description>
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<title>I Built a Budgeting App That Doesn’t Connect to Your Bank</title>
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<pubDate>Tue, 09 Jun 2026 06:00:00 -0400</pubDate>
<description>The origin story. Why localStorage? Why no cloud? Why this approach at all?</description>
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<title>The Grocery Deep Dive</title>
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<pubDate>Tue, 02 Jun 2026 06:00:00 -0400</pubDate>
<description>Where the money actually goes when you walk through those doors.</description>
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<title>It’s Not You. Everything Costs More.</title>
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<pubDate>Tue, 26 May 2026 06:00:00 -0400</pubDate>
<description>Groceries up 30%. Fast food up 40%. This isn’t a willpower problem.</description>
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<title>Grandma’s $20</title>
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<pubDate>Tue, 19 May 2026 06:00:00 -0400</pubDate>
<description>She sent a birthday card with a crisp bill every year. She didn’t have it to spare. She spared it anyway.</description>
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<title>The Economy Is Working Great — Just Not for You</title>
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<pubDate>Fri, 15 May 2026 06:00:00 -0400</pubDate>
<description>The Fed confirmed what your bank account already knew. Here’s what the K-shaped economy means at your kitchen table.</description>
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<title>When the Money Just Isn’t Enough</title>
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<pubDate>Wed, 13 May 2026 06:00:00 -0400</pubDate>
<description>Gas or groceries. Rent or the electric bill. How to protect what you have when everything costs too much.</description>
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